SUSANTO, F.; ARTHA, B.; NUR, S. M.; PUTRI, F. D. C.; DINKA, C. A. Spendception and AI-Driven Digital Payment Deception: A Literature Review. Jurnal Riset Manajemen, [S. l.], v. 3, n. 1, p. 18–22, 2026. DOI: 10.64620/jurma.v3i1.127. Disponível em: https://jrm.ekasakti.org/index.php/jurma/article/view/127. Acesso em: 4 mei. 2026.